Your immune system is your bodyguard. It works both pro-actively and protectively to shield you from anything in your world that threatens your life. By rebuilding immunity, health is naturally restored and disease disappears. If health and immunity are thereafter conscientiously maintained, the individual is no longer vulnerable to disease. Transfer Factor Boosting your immune system to new heights!

 

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Health Insurance Covers Transfer Factor

What is Transfer Factor?  Click HERE!

 

A United States Court has ruled in favor of an insurance claimant.
  • Transfer factor is not to be considered an "experimental" since the substance has been used by the medical community for many years, and has been covered by several health insurance carriers.
  • Numerous studies were cited that showed the effectiveness of transfer factor as an immune disorder treatment.
  • Blue Cross Blue Shield among other carriers has reimbursed historically for transfer factor use.
  • Transfer factor is covered under Title XVIII of the Social Security Act.
  • A Medicare carrier is responsible to reimburse to the extent of the claim (i.e. 80% if an 80/20 plan minus an unmet deductible, if any).

Cited case

565-36-34896A - (HIC)

000-99-0053 - Docket Number

April 25, 1989 - Date of Judge Stanley S. Sadur's Ruling

Administrative Law Judge Office of Hearings and Appeals
24th Floor
100 Van Hess Ave.
San Francisco CA 94102

Department of Health & Human Services
Social Security Administration
Office of Hearings & Appeals

Marna Slocam (Claimant/Beneficiary)

vs.

Blue Cross Blue Shield of Texas (Carrier/Intermediary)

Amount of Claim - $1400.00

We have reports of three other cases where clients were reimbursed by their insurance companies (in accordance with their 80/20 policies). Each regional office of each company will be different. You will probably have to educate your insurance company yourself. Use any information on this site to help . You may also need something from your doctor.

This information is reported by a third party for your own use. We cannot accept any responsibility for the actions of an insurance company or an attorney. If your insurance company is unfamiliar with Transfer Factor, you will have to educate them on what it is and what it is used for. Feel free to use any information on this site for that purpose.  Complete details on Transfer Factor can be found here!

 

Transfer Factor is not intended to cure or treat disease. It is designed to enhance immune system function to optimal levels. The immune system enhancement is responsible for any clinical improvements.

 

 

 

 

 

Important Disclaimer: The stories and information on this site are not meant to diagnose or prescribe for you. If you or your pet has a medical problem, you should consult your medical doctor or veterinarian. The ideas and information on this site have not been endorsed or approved by the FDA. In no event shall the owners of this website be liable for any damages whatsoever resulting from any action arising in connection with the use of this information or its publication, including any action for infringement of copyright or defamation. The decision to use, or not to use, any information is the sole responsibility of the reader. Opinions expressed here are those of individual contributors. This web site does not verify or endorse the claims of contributing writers.  If you have specific medical questions (e.g. dosage, which formula, etc...), please consult with your medical doctor or veterinarian.  Your doctor should be aware that Transfer Factor Plus and Transfer Factor Cardio are now listed in their Physician's Desk Reference.  Specific product questions can be directed to 4Life Research at 888-454-3374.
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